is this legislation true??

[dean.martin600@hotmail.co.uk]

hi,

i did some insurance quotes on mk 1.6 escort lx for when i pass my test, and the cheapest quote was £7.5k. i asked why it was soo high and the reply i got was "the new government legislation is when you pass your test you are limited between a 1 litre and a 1.4. Anything over a 1.4 will be high as you will get charged as your car is over a 1.4". I was just wondering if this legislation exist's or not, and are insurance companies ripping me off and charging me what they like to get money out of me. At the moment, due to this response i am trying to sell my car to get something smaller or a 1.3 escort.

thanks

[duffa]

sounds like bs to me... but maybe i'm wrong

[Jordan99940]

Yeah that's news to me as well but it could make sense

[Ahmotorsport]

Don't worry, they rip you off if you have less than a 1L aswell!

[shawdreamer]

sounds like bs to me... but maybe i'm wrong

 

 

bs or not.

 

If it isnt genuine it feckin should be.

 

Get all these boy nobba's off the road in cars way above their skill set, save on the premiums of us careful experienced drivers.

 

Id learnt to handle cars that even long term drivers would be unnerved by before Id even got to the age were I could take lessons but Id still back then not have objected to being limited to 1400 or lower for my first two years of legal driving, makes absolute wonderful sense to me.

 

plus the side effect would be that more of the growing in rarity motors out there might survive, taking a few lessons and passing your test should never entitle anyone the right to get in something even a middle of the road powered like a gti which will inevitably end up in a ditch while the driver makes excuses for his inability to control said vehicle.

Edited April 10, 2011 by shawdreamer

[dean.martin600@hotmail.co.uk]

i understand this as most of the t**ts around my area drive like they own the road, but this new legislation only applies to lads and not girls, surely its the insurance companies being picky. i tired to reasearch it and so far i have found nothing on this, surely if it is genuine then they would have made it more public then what it is

[shawdreamer]

i understand this as most of the t**ts around my area drive like they own the road, but this new legislation only applies to lads and not girls, surely its the insurance companies being picky. i tired to reasearch it and so far i have found nothing on this, surely if it is genuine then they would have made it more public then what it is

 

being "picky"?.....you actually genuinely think that the insurance companies are acting on a meaningless whim???

 

lads are prone to a greater percentage of irrational behaviour......the actual action of creating this thread is probably in itself the most suitable demonstration of your own irrational disregard of logic, step outside the box for a moment and consider, do you honestly think a person like that can really be trusted with a high powered killing machine?.

 

As hard as it maybe to grasp to the younger mind, women do mature a hell of a lot faster than lads.

 

right upto the ages of 20-21 most lads are still acting like complete nobs incapable of approaching anything with a attitude suitably mature and logical and on top of that their still insanely obsessed with their own self appearance and mistaken talents especially behind the wheel of a vehicle which inturn causes them to create situations were a insurance company would be more than a little concerned.

 

Have a good old think about what your so shocked by, Ill lay odds that if you've got a ounce of sense it will slowly became blatantly apparent to you.

 

don't be swayed by the apparent attitudes of some of us on here (myself included) who appear to preach one thing then do the other, granted once in a while we do occasionally drive like the dicks we appear to despise but the big difference that matter to us and the insurance companies is...... we have the experience that aids in limiting the risks, you and the younger newer drivers don't.

[SteveB]

This is a proposed law for Scotland where people (either sex) under 25 are only allowed to drive cars under 1.4L. There has been talk of this in the UK as well but it is only talk. In the case of the OP it's just the insurance companies using this as a 'we don't want to insure you' excuse. Think about it - if it was law then they would point blank refuse insurance not quote a stupidly high premium.

[dean.martin600@hotmail.co.uk]

This is a proposed law for Scotland where people (either sex) under 25 are only allowed to drive cars under 1.4L. There has been talk of this in the UK as well but it is only talk. In the case of the OP it's just the insurance companies using this as a 'we don't want to insure you' excuse. Think about it - if it was law then they would point blank refuse insurance not quote a stupidly high premium.

 

 

thanks for clarifying that steve, i found the same earlier. Im glad it wasn't just me though and won't be suprised if it does become law to be honest

[ScORTED]

it would make more sense to set a bhp limit or bhp/tonne as a kid in a r5 gtt is far more dangerous than say a kid in a 1.8 mondeo just my 2ps worth

[Craig855S]

it would make more sense to set a bhp limit or bhp/tonne as a kid in a r5 gtt is far more dangerous than say a kid in a 1.8 mondeo just my 2ps worth

 

 

I agree with this, set a stepped limit up so 17-19 year olds can only drive low power to weight, 19-21 year olds slightly better, 21-23 better again, and so on.

 

This will reduce the number of yoofs crashing cars that are too quick for them...but, is yoofs crashing cars that are too quick for them a common occurance? didnt top gear say years ago that only 9% of crashes are due to excess speed?

[shawdreamer]

didnt top gear say years ago that only 9% of crashes are due to excess speed?

 

 

depends on what you consider "to fast" to indicate yourself.

 

most these kids struggle feckin parking at crawl speed as they cant focus their attention on multiple things at once (something we unknowingly pick up as you drive more.........tho women still struggle parking at any age, multi taskers my feckin ar5e they are)

 

say your on a country b road with a 70 limit (fairly common round my way)...... a young new driver driving along it remains under 40, as they approach a particularly harsh bend drop to 30, they've slowed way below the limit but even so as they take the corner the 30mph forces them to take it progressively wider which they haven't anticipated, they clip the mud, the car go's sideways, the inexperienced driver flaps (or in technical terms "shat his pants instantly and froze with his mitts clamped at 2 & 10 unmoving) and their very first corsa/punto/saxo (with viper stripes for the ladies) ends up in a ditch.

 

as far as I could see in the example the term "excessive speed" wouldn't essentially be applicable, maybe "driving in a way unsuitable for the conditions" but by no means "speeding" really?

 

TBH Id say most of the boy nobba's that wrap their bint mobiles or park them in roadside drainage more often than not do so purely from lack of control skills rather than speeding. infact most the 900cc boynobba Corsa'a aernt capable of "excessive speed" even with a good feckin run up

[DaweV6]

I know a 17 year old that rolled a standard 1.3 Ka into a hedge.

 

I used to know a 19 year old who flipped over SportKA at least 8 times - it was over 50 yds from road.

 

And I used to know a 20 year old who rolled 1 and 1/2 times MG ZR thru a fence. Same car that has been thru sheep fence with another teenager year before that. He also flipped Mk4 Fiesta 1.25 2 weeks after passing his test age 17.

 

And a 25 year old who - put a 1.6 Megane on its side, Mk2 MR2 thru a gate, 1.0 Polo against a pole, 1.6 MkI Focus in a ditch and many more I can't recall from top of my head.

 

And I definitely not going to count any of the 1000's and 1000's of accidents I've seen involving my friends in road rally cars. Remember - you can hardly call a 1.6 GTi or 1.4 SXi a powerful car, can you ?

 

Power isn't the only problem ladies and gentleman.

 

Confession time - I'm also capable of crashing in anything - I indeed had caused a (minor to moderate sized) accident in a Ka some years ago - age 24.

Edited April 13, 2011 by DaweV6

[Craig855S]

I know a 17 year old that rolled a standard 1.3 Ka into a hedge.

 

I used to know a 19 year old who flipped over SportKA at least 8 times - it was over 50 yds from road.

 

And I used to know a 20 year old who rolled 1 and 1/2 times MG ZR thru a fence. Same car that has been thru sheep fence with another teenager year before that. He also flipped Mk4 Fiesta 1.25 2 weeks after passing his test age 17.

 

And a 25 year old who - put a 1.6 Megane on its side, Mk2 MR2 thru a gate, 1.0 Polo against a pole, 1.6 MkI Focus in a ditch and many more I can't recall from top of my head.

 

And I definitely not going to count any of the 1000's and 1000's of accidents I've seen involving my friends in road rally cars. Remember - you can hardly call a 1.6 GTi or 1.4 SXi a powerful car, can you ?

 

Power isn't the only problem ladies and gentleman.

 

Confession time - I'm also capable of crashing in anything - I indeed had caused a (minor to moderate sized) accident in a Ka some years ago - age 24.

 

 

Anyone can crash at any age but going on insurance prices. It suggests that younger drivers are much much much more likely to crash than older ones. A 17 year old getting a quote on my car would probably see a quote well in excess of 8 grand. does that really mean he is 12 times more likely (12 x the price) to crash it?

 

Maybe driver monitoring systems need to come into effect which will warn drivers, and then give them points, if they drive too erratically. A system to monitor the driving habits of people at my work is already in effect. GPS/accelerometer based unit in the car that has 3 LEDs, green for good, yellow for a bit naughty, red for very naughty. In road cars you could make the red an instant ticket, and yellows tell the nobbas to calm down as they're heading for a ticket.

[Trig]

My personal opinion is that people are not taught to drive, they are taught to pass a test that doesn't even come close to making sure those that pass have the necessary ability to safely navigate their way around.