I keep getting mixed messages now that my cars fooked. My insurer said twas like for like with the mods- they'd pay out or replace. But I'm not sure what's gonna happen cause I've checked all the small print and I can't see it in writing. Also the engineer, who viewed it yesterday, said it may well be a Cat B- I won't be able to buy it back. This is because the stub axle is goosed- the rear wheel looks like it's at a 45 degree angle. He said it would've been Cat C (buy backable) if it would've just been the bodywork. That, to me, doesn't make sense because I could replace the rear beam for buttons but you'd never be able to straighten that B pillar (thanks for nit pick, Sid rick) the chassis, shell whatever you wanna call it, is fooked. And another thing- he didn't even pop the bonnet, I could've had a Rolls Royce jet engine under there for all he knows, obviously alloys need declaring cause he couldn't miss them. He didn't even check the mileage just sed they'd be on Auto trader seeing what they're going for. So if you crash your modded Escort, particularly through no fault of your own, get all your mates wiv em to advertise their's at a silly price and away you go- print all the ads off and argue the toss. The highest priced one on there at the moment is £1295 with 115k so I'm gonna expect more that that for mine on 57k