escort-ross Posted March 2, 2009 Author Share Posted March 2, 2009 Do a cash deal but don't sign anything. Then claim on the insurance. DONE What do you mean by that ... how would i claim? Id lose my no claims. Link to comment Share on other sites More sharing options...
dutchkev Posted March 2, 2009 Share Posted March 2, 2009 claim on HIS insurance - after all, he hit you Link to comment Share on other sites More sharing options...
escort-ross Posted March 2, 2009 Author Share Posted March 2, 2009 Yeh but i couldnt do a cash deal with him then claim on his insurance aswell ... Link to comment Share on other sites More sharing options...
Mr. Nick Posted March 2, 2009 Share Posted March 2, 2009 You could do both, but you could also end up being sue'd. I'm doing about civil law now in college and contract law. Theres lots of nasty things you could do but theres also a hell of alot of counter things they can use against you if you do both! Mr. Nick Link to comment Share on other sites More sharing options...
escort-ross Posted March 2, 2009 Author Share Posted March 2, 2009 I know, i wasnt planning on doing both at all ... Basically whats been said at the moment is: He is on his mums insurance as a named driver,His excess is £500!His mum said at the scene i dont want to go through insurance, id rather pay for repair.My car got quoted over £1,500 for repairs. I suggested they buy me a new car as once he has payed his excess he might aswell for the extra couple of quid and the lack of hasle. Plus if he goes through the insurance i am abliged to inform the police and he could be done for driving without due care. Nice fine and as ive read could be upto 9 points. Liscence gone for him. If i was him and his mother id buy me a new car and take it as a lesson! What you rekon guys? Link to comment Share on other sites More sharing options...
danposs86 Posted March 2, 2009 Share Posted March 2, 2009 What you rekon guys? Not up to us, it's up to them paying out, if if they dont go through the insurance, either way, be quick if you do go through the insurance as they need to know sharpish. Link to comment Share on other sites More sharing options...
mykez69 Posted March 3, 2009 Share Posted March 3, 2009 amparo blue down the drain, but hopefully anothe amparo replacing it, i vote 3 door Link to comment Share on other sites More sharing options...
GazSi Posted March 3, 2009 Share Posted March 3, 2009 buy my silver finesse mate, or get him to buy itand get him pay to translant the engine from urs to mine lol Link to comment Share on other sites More sharing options...
escort-ross Posted March 3, 2009 Author Share Posted March 3, 2009 Its gettin it tho, how much did you want for yours tho? Link to comment Share on other sites More sharing options...
GazSi Posted March 3, 2009 Share Posted March 3, 2009 Its gettin it tho, how much did you want for yours tho?£150 taxed and tested still to pm'ed Link to comment Share on other sites More sharing options...
Craig855S Posted March 5, 2009 Share Posted March 5, 2009 IF u dont tell ur insurance company very soon they may not sort the claim out, so if theyre stringing u along while they get their car sorted then by the time u've realised they aint gonna pay u all evidence of the crash is gone apart from ur word.do u have pics and witnesses? Tell them you want the money this week or ur gonna phone the insurance and old bill (they can open an overdraft or get money from theyre credit cards or whatever if they dont have the cash) Link to comment Share on other sites More sharing options...
escort-ross Posted March 5, 2009 Author Share Posted March 5, 2009 Its sorted Craig, Went through the insurance the day after the crash, already got a courtesy car (brand new Astra 1.6) and he and his insurance have admitted full liability. As for my car its being taken away Monday to a compound where it will be assessed and then more than likely wrote off. So at the moment I'm in the process of taking everything that i want off the car and replacing it with the standard gear. I also claiming personal injury for the accident and have been to the doctor, who said i came off quite lightly and i was lucky. Soft tissue damage has been diagnosed so far. Link to comment Share on other sites More sharing options...
dutchkev Posted March 5, 2009 Share Posted March 5, 2009 ah good ol whiplash - bit shite though but good lol. still hunting for a new motor? Link to comment Share on other sites More sharing options...
Squiz Posted March 5, 2009 Share Posted March 5, 2009 you can tell your insurance company you want the car to stay in your posession...then they will offer it you back for 100 quid and you can break it and sell all the bits you dont want.Then you can get a scrappy to take whats left off you for 30 to 70 quid Pewrsonally I would mantain posession of it and ask for first refusal or tell them I wanted to keep the salvage Link to comment Share on other sites More sharing options...
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