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hpi check


wuly1554
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total loss is A and B .cat C is cosmetic damage and as long you take to a vosa site and get it motd then you can put it back on the road.cat c aint total loss ? :cheers:

 

Cat C is a write off though, meaning the insurers didnt pay for repairs when it happened. So its been independantly fixed (and possibly niot to the right standard)

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total loss is A and B .cat C is cosmetic damage and as long you take to a vosa site and get it motd then you can put it back on the road.cat c aint total loss ? :cheers:

 

a , b , c and d are total loss - meaning the insurance company paid out for the vehicle and "wrote it off" its just how insurance companies assess damaged car

 

Cat D usually means: cosmetic damage can go back on the road, but it depends on the car an escort could be cat d for a headlight if its only worth a few quid a lambo could be cat d for some serious damage

 

Cat C usually means the same as D but more serious, usually possible structural damage but again, an escort could be car C for a bent rim and a bent wishbone

 

Cat B is car severely damage NOT to go back on the road use for parts only

 

Cat A is as above but car is to be crushed only no spares removed

 

hope this helps

 

and as for checks best one i found before christmas was: mycarcheck.com

 

no check is worth a sh!t unless it has some insurance, and if you buying a car for sod all you don't need insurance just ring you local police and ask if its marked as stolen or not

 

 

 

 

total loss is A and B .cat C is cosmetic damage and as long you take to a vosa site and get it motd then you can put it back on the road.cat c aint total loss ? :cheers:

 

Cat C is a write off though, meaning the insurers didnt pay for repairs when it happened. So its been independantly fixed (and possibly niot to the right standard)

 

could have been bought and fixed by a main dealer or motor trader, or worse luck some dodgy b@st@rd backyard bodger (mentioning no names)

I've had a couple of cat C cars and one was fixed to a better standard than ford build the cars too, the other was bodged but don't assume a repaired write off hasn't been done correctly

 

by the same token a car with no damage recorded could have had a major repair and just claimed through insurance as they don't record damage they have paid out for unless the car is written off.

Also people on TPFT etc etc may have repairs sorted themselves with no insurance involvement

 

the thing is to always check, I nearly bought a mk3 mondeo that looked and drove mint the paperwork was great but it had clearly had a lot of repair work under the front end, the HPi was completely clear and i only ever do decent HPi checks

Edited by ScORTED
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Most Escorts wil be C's because of the costs involved, for example one needing a wing, headlight and bumper will be a C.

I've seen some recently that needed a rear bumper and a dent in the panel below the rear light be a C.

 

Example:

http://www.evo-host.co.uk/getimg/22914.jpg

 

Cat C on a S plate, no real damage apart from wing which looks like its been hit back out.

Could have been a D but so many go C now days

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