Been driving 4 yrs and had my 1st accident involving another vehicle.

 

Im well gutted, my baby came off so much worse than the other car

 

http://i10.photobucket.com/albums/a143/kelcee-lia/050.jpg

 

http://i10.photobucket.com/albums/a143/kelcee-lia/051.jpg

 

http://i10.photobucket.com/albums/a143/kelcee-lia/052.jpg

 

http://i10.photobucket.com/albums/a143/kelcee-lia/053.jpg

gutted! u gettin it fixed?

Its getting picked up thursday, dont no if they with fix it or write it off, after taking the headlight out the upright between the cross members is bent (think thats what its called) from what i can see needs new wing, headlight, brackets for light/grill bumper, bonnet and hinges all need replacing.

 

As its my 1st claim i dont no whats, what. Any ideas on which way this will good, am i gonna lose her?

Edited April 16, 201014 yr by cherry_girl

Its getting picked up thursday, dont no if they with fix it or write it off, after taking the headlight out the upright between the cross members is bent (think thats what its called) from what i can see needs new wing, headlight, brackets for light/grill bumper, bonnet and hinges all need replacing.

 

As its my 1st claim i dont no whats, what. Any ideas on which way this will good, am i gonna lose her?

 

it'll likely be catagory D write off by your insurance as is the norm with such damage on a escort, which more or less says the insurance company thinks its not worth the cost to fix and would find it cheaper to just write the car off and payout to you.

 

You can discuss with your company on wether once theyve writ it off if you can buy it back from them for a often massively reduced price than what they paid you, after that you can repair her and after a VIC check (sort of a more precise mot check) she can be placed back on the road....obviously dependant on her passing the VIC

Gutted for you, you are ok that is the main thing, that will be wrote off indefinately.

 

What happened?

if its not your fault you can insist on having it put back to pre accident condition regardless of the cost

atleast your ok,and you needed a new front bumper anyway

Its getting picked up thursday, dont no if they with fix it or write it off, after taking the headlight out the upright between the cross members is bent (think thats what its called) from what i can see needs new wing, headlight, brackets for light/grill bumper, bonnet and hinges all need replacing.

 

As its my 1st claim i dont no whats, what. Any ideas on which way this will good, am i gonna lose her?

 

it'll likely be catagory D write off by your insurance as is the norm with such damage on a escort, which more or less says the insurance company thinks its not worth the cost to fix and would find it cheaper to just write the car off and payout to you.

 

You can discuss with your company on wether once theyve writ it off if you can buy it back from them for a often massively reduced price than what they paid you, after that you can repair her and after a VIC check (sort of a more precise mot check) she can be placed back on the road....obviously dependant on her passing the VIC

 

 

You don't need a VIC check for cat D

 

 

And all they do is check the vin's match, to prevent car cloning.

 

 

An MOT is where they check for roadworthyness etc.

dunno about now, but when our laguna had to have a VIC check when they were 1st introduced, it had to be taken to the police workshop in Clayton where the actual repair was checked (the guy who checked it, wouldn't believe it had been damaged in the first place the repair was that good!)

Checking a vehicle’s identity

 

The Vehicle and Operator Services Agency (VOSA) carries out the VIC. It’s designed to confirm the car’s identity and help ensure that the genuine car is returned to the road.

 

The VIC takes around 20 minutes to complete and involves comparing the details on the DVLA vehicle record against the car presented. The VIC is a check of identity, it doesn’t look at the quality of the repair or confirm roadworthiness. If you have any concerns regarding these aspects, you should seek the opinion of an independent expert.

 

Once a car has passed a VIC, the V5C issued will be annotated to show ‘substantially repaired and/or accident damaged; identity checked on dd/mm/ccyy’.

 

http://www.direct.gov.uk/en/Motoring/Buyin...icle/DG_4022107