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Skell18

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About Skell18

  • Birthday 05/21/1978

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  • Drives
    mk6 Escort 1.4i (The Slag), BMW M3, V8 Range Rover Vouge

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    Male
  • Location
    Nr. Ruthin North Wales

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  1. I know the fella who was detailing the House of Kolor veilside kitted supra (the red one in your 1st pic behind the skyline) Marc is his name (VXRMarc on the site) the girl who owns it is a friend of his and he details members cars for free as its a hobby of his, the guy is a legend. He was demoing a new wax on the supra, you may have seen him doing it (blonde highlighted spikey hair). Congrats to you though m8 you must be well chuffed
  2. yet more reason to hate football Here here, the fact that no national nation is in the european thingy cup Top Gear should take preference
  3. www.dayinsure.co.uk or www.dayinsure.com I have used them lots of times for a few days or a weeks cover, worked out at £10 a day for a single day and then goes down the longer you have it insured.
  4. I always used to find if I thought it went well then I didn't get it, if it went terrible then i got it, same with exams if it found it easy I failed if I hated it I usually passed, bizzare
  5. From the smell it was pure garlic!! Whatever she ate either had alot of garlic in it or she just liked raw garlic lol
  6. The old strengths and weakness question, I had this one in my training contract interview and on the application form all those years ago. There is a way to answer it (i have done grad recruitment for my firm a few times as it counted towards PD hrs lol) what the question is trying to get you to do is identify a weakness and how you overcame/are trying to overcome it. So for example "I have very high standards in my work and expect the same from people I work with (the weakness) but what I have realised is that people work in different ways and I therefore should not expect everyone to work the same way as I do" also at this point to really get it into the back of the net throw in a bit of team working, the holy grail in interviews, "As a result of this I can work much better with others and really contribute more to the team/group/department". Something along those lines will be a good answer but choose a real weakness, even something like time management can be turned around in your favour, all you need to do is explain how you are changing to correct or have corrected the weakness. There are plenty of questions they could ask you but they best way to tackle them no matter how negative they seem is to end up putting yourself in a positive light and talking yourself up (but do not be arrogant any arrogance puts the interviewer off straight away, a few years ago I was interviewing a potential trainee who thought it appropriate to lecture me about his religious beliefs and how they were right and everything else wrong, his app went in the bin after that!). Also try to anticipate the obvious questions, why them? why not go to college/uni? what do you know about the firm? why this career? and prepair answers. Don't be afraid to think about your answers in the interview, it comes across much better if it at least looks like you have thought about the answer rather than imediately whip off a pre prepaired answer. Match the interview's eye contact, don't just stare at them the whole time as it is very uncomfortable, if there is more than one person give each interviewer equal eye contact when answering their questions. Most importantly just be yourself and try to relax, I always found making a small joke at the start calms people down. Also if you get asked a tricky or difficult question don't be afraid to say 'good question whilst thinkg about the answer you would give, arknowledging the interviewer like that is very flattering to them. One last thing, brush your teeth or use mouth wash before the interview as bad breath does you no favours, once I had a candidate who's breath was so vile I could clearly smell what she had eaten for dinner the previous day!!
  7. Im a solicitor, I specialise in corporate law and banking which involves mergers and aquasitions, hedgefund finance, private equity finance, large loss recovery and all that jazz. Also I love it
  8. Jesus christ!!! I admire the owners self control I would be out for blood if that was my car!
  9. The High Court judgement in the OFT v The Banks case over charges came out today. The OFT WON!! This is a crucial 1st step for everyone to be able to claim back their charges, the banks are appealing to the court of appeal which can take some time but as a first blow we the people have won as the court found the charges to be unfair. What does this mean if you want to reclaim charges now? Not much im afraid but its better than it was before the judgement came out, alot of banks will more than likely not repay charges till the appeal has been heard, but at least there has been a High Court ruling saying they are unfair so if you want to reclaim charges now I would say go for it citing this current case and see what happens. If it doesn't work we will have to wait untill the appeal is heard and then we will know for sure. This is great as I know there were some poeple on here wanting to reclaim charges so some good news for you guys
  10. You can claim for any charge they have levied on your account, late payment, non payment of a direct debit, bounced cheque, not enough money to make a payment but they paid it anyway and charged you for it. Anything like that you can claim back, once the test case is over everyone should claim everything back, you can only claim back upto 6 yrs worth of charges but you may be suprised to find out how much it has been.
  11. The ombudsman is a good way to do it but it can take a while. To answer your other question the judgement is expected sometime this year, if the OFT win then you will be able to get everything back plus interest no questions asked. You can try now again just incase the they lose (highly unlikely IMO). It will be all over the news when the judgement comes out so if i were you I would wait untill then. I am following it very closely as it affects alot of my firm's clients, hold tight and wait for the judgement
  12. 2500 words!! Come back on complain when you have had to write an 18 000 word research project, till then, look in a dictionary at the word 'willpower' Word to his mother 2,500 is nothing m8. WHen I was writing up my research project at uni (all those years ago) I used to be able to do that in a day (sans distractions). Seriously though get off the net and get working.
  13. I have had them all back but at the moment no-one is refunding them untill the outcome of the OFT test case against the banks which may take a while to come through so untill the judgement comes through on that I wouldn't bother. Credit card charges on the other hand are different and you can and should claim them back as they work in exactly the same way as the bank charges. Also settle for nothing except the full amount you were charged as they are illegal penalty charges, under English contract law you cannot charge a penalty fee they are illegal (trust me im a solicitor) they can only charge a reasonable cost i.e. the cost of the paper and the stamp.
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