Quick question

[surrey_man]

Hi all if you have a smash do you have too put a claim in?

does it stop the other party from claiming off you?

[Charley]

If you have hit someone you have to claim on your insurance.

 

If someone has hit you then they need to claim off their insurance.

[surrey_man]

Yea ive had someone hit my car today

 

but they write the car off as its bad (pics will be posted on here soon)

 

So i dont realy want to claim and lose the car

[Charley]

You can always buy the car off them and fix it yourself, I've not done it before so cannot give you too much info.

 

I'm sure someone will be able to help you though

[surrey_man]

thought about it but might be cheeper to buy new car

 

 

rough list off parts need

 

front wing inside and out

bumper

headlamp

side repeater

 

plus paint and some one to fix it and spray it

[Barry-334]

if you have details of the party that hit you, then definately claim off them. insurance assessors are always more leniant (sp) to third party customers, so they may pay out, or settle cash-in-lieu.

 

it is always wise to inform your insurance company of an accident, even if you don't make a claim. that way if anything ever comes back from it, your insurance have the details. just keeps everything above board.

 

if you don't know who hit it, and no-one was injured, then there is no law to say you have to claim. you could have the car repaired privately, and carry on as normal.

 

hope this helps..

Edited May 19, 2008 by Barry-334

[mutley]

you dont have to go through insurance. you could get a quote for the work and then talk to the person who hit you and see if they want to pay for the damage and the person who hit you might want to get their car fixed themselves as well.

[surrey_man]

yea got all there detials they got mine ect

 

its going to be a tough one to call as to who was in the worng thou

 

i indcuated to turn left then cancelled it (as it was the worng turn)

i saw the cr in the oncoming lane turning into my lane so i stoped as i could see they we're going to hit me i thought they would stop or drive around but they never saw me (I mean wtf am driving a est and you dont see it !!)

 

so she went stright into the side off me after i had stoped

 

 

so althou i blame her for hitting me i still think its part my fault

 

this is why i dont realy want to claim and this is the 2nd smash ive had in two months and cant realy aford to put it thou (other claim is no one at fault)

 

 

 

you dont have to go through insurance. you could get a quote for the work and then talk to the person who hit you and see if they want to pay for the damage and the person who hit you might want to get their car fixed themselves as well.

i did think about that but we we're not realy speaking "english" more "anglo saxon" so dont think thats going to happen

[surrey_man]

hi all just a quick update on how things are going

 

 

BLOOODY GOOD

 

the bird that hit me reported it and has put her hands upto it and said it was her fault am now getting the car fixed and have a nice '57 plate fesita to dive about it and loving it