Trig Posted May 14, 2009 Share Posted May 14, 2009 I want to insure 2 cars, Im thinking I might have the option of splitting my no claims, for example, can I put 3 years NCB onn the Escort and 2 years NCB on the Clio to get the price down for both? Or do I have to go with 5 yrs on one and 0 on the other? Link to comment Share on other sites More sharing options...
MC_Bob Posted May 14, 2009 Share Posted May 14, 2009 I think admiral do a multicar policy? Link to comment Share on other sites More sharing options...
Trig Posted May 14, 2009 Author Share Posted May 14, 2009 I think admiral do a multicar policy?They do, but that wasnt the question. Link to comment Share on other sites More sharing options...
MC_Bob Posted May 14, 2009 Share Posted May 14, 2009 No you cant. Link to comment Share on other sites More sharing options...
Charley Posted May 14, 2009 Share Posted May 14, 2009 I know with van insurance you can mirror your no claims bonus you have on your car insurance but I don't think they allow that on another car policy. As MC_Bob has said you could take out a multi car policy which would lower it but other than that you would have to have seperate policies and as far as I know you can't split your no claims bonus Link to comment Share on other sites More sharing options...
rs2k2008 Posted May 14, 2009 Share Posted May 14, 2009 You cant split no claims ( i think ) But if you have built up no claims on a motor bike etc you can transfer them on to a car policy. E.g my dad has full ncb on his car and bike lecince, and he transfered the bikes on to his car, so got full ncb on his evo and full ncb on his v omega... Link to comment Share on other sites More sharing options...
Trig Posted May 14, 2009 Author Share Posted May 14, 2009 ok, cheers. Its annoying though, it wont cost any less to insure the xr with 5 yrs NCB than it would with 4 yrs, so its a yrs NCB wasted Link to comment Share on other sites More sharing options...
ChrisKnottIns Posted May 14, 2009 Share Posted May 14, 2009 No, you can't split but we could give you 5 years introductory discount on the second car if you are claim free & over 25. Link to comment Share on other sites More sharing options...
Drax Posted June 12, 2009 Share Posted June 12, 2009 So if you own two cars you have to have insurance for them both, e.g. multi car policy - you cant get away with being insured on one then driving the other under 3rd party policy if its under someone else's name but not insured by them, yes? Link to comment Share on other sites More sharing options...
ScORTED Posted June 12, 2009 Share Posted June 12, 2009 that would be fronting drax which is fraud Trig, Flux will mirror no claims they've done it for me for years, i used to have Full ncb on my daily drive and they would mirror it to my track car Link to comment Share on other sites More sharing options...
rs2k2008 Posted June 12, 2009 Share Posted June 12, 2009 So if you own two cars you have to have insurance for them both, e.g. multi car policy - you cant get away with being insured on one then driving the other under 3rd party policy if its under someone else's name but not insured by them, yes? No, both cars have to be insured for you to be covered.e.g. I am insured on my car and my dad is insured on his, my insurance allows me to drive his car third party and vice versa. But if one of the cars wasnt insured we wouldn't be covered. Link to comment Share on other sites More sharing options...
ScORTED Posted June 12, 2009 Share Posted June 12, 2009 not strictly true rs2k... the problem you have is the car is only covered against 3rd party risks while your in it you technically speaking you can't leave it on the side of the public highway. Link to comment Share on other sites More sharing options...
Lee R Posted June 12, 2009 Share Posted June 12, 2009 not strictly true rs2k... the problem you have is the car is only covered against 3rd party risks while your in it you technically speaking you can't leave it on the side of the public highway. why? Link to comment Share on other sites More sharing options...
Drax Posted June 12, 2009 Share Posted June 12, 2009 (edited) that would be fronting drax which is fraud Trig, Flux will mirror no claims they've done it for me for years, i used to have Full ncb on my daily drive and they would mirror it to my track car gotcha, cheers for that! just checking So if you own two cars you have to have insurance for them both, e.g. multi car policy - you cant get away with being insured on one then driving the other under 3rd party policy if its under someone else's name but not insured by them, yes? No, both cars have to be insured for you to be covered.e.g. I am insured on my car and my dad is insured on his, my insurance allows me to drive his car third party and vice versa. But if one of the cars wasnt insured we wouldn't be covered.righty ho not strictly true rs2k... the problem you have is the car is only covered against 3rd party risks while your in it you technically speaking you can't leave it on the side of the public highway. why?cos meekstaaa would nick it, drive off and have sex with it. Edited June 12, 2009 by Drax Link to comment Share on other sites More sharing options...
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