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Insurance for 18 year old on 1.6 16V


Chicane16v

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I thought I would put this up for any youngsters like me wanting an escort – or just a fair sized engine. I am 18, been driving for one year but no no-claims-bonus. The cheapest quote (after 3 hours on the phone and another 3 hours on the internet) was £1,500. That’s with Endsleigh. After that was Admiral with £1,600. Otherwise I was looking at £2,500+. Oh and that’s only third party fire and theft.

 

Good luck saving the pennies :censored:

 

Oh and for a laugh, my most expensive quote was £4,000 and something!!!

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1500 for a 1.6 aint to bad tbh considering your age and no no claims

 

my first car. 1.2 8v Nova put down as worth £250 (because it was lol) insurance price £1600 but you have to pay it if you want to build up no claims

 

second 1.3 escort, 1yr no claims, car worth £350 insurance price about £1200

 

£1500 for 1.6 doesnt look to bad now hey! lol

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Just keep trying... You'll soon find the right quote!

£1500 isn't too bad... I paid between £1000-1200 for a 1.4i

Once your over 21 and have at least 1y ncb you'll get better quotes... Can insure a 2.0 easily now and 1.4->1.8 (non modded, non-turbo except diesel) cost around £600 a year.

 

Try adding your parents/girlfriend to the policy (especially mum... or even sister if she has a licence full or not) that could knock around £500 off if they have some ncb!

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Ouch.

Yes i tried all of the above, as said, 6 hours all in all looking for the cheapest quote.

£1,500 really was the cheapest.

 

And i know they are Shite, but it was either go with an insurance company i know are Shite, or go to a slightly better insurance company and pay maybe half again. And at the end of the day, no insurance company wants to pay out, especially to an 18 year old.

 

Yet my cheapest quote on a 1.1 Rover Metro worth £150 was only £350 cheaper!!

 

The value of the escort is £1000 for comparison.

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Ouch.

Yes i tried all of the above, as said, 6 hours all in all looking for the cheapest quote.

£1,500 really was the cheapest.

 

And i know they are Shite, but it was either go with an insurance company i know are Shite, or go to a slightly better insurance company and pay maybe half again. And at the end of the day, no insurance company wants to pay out, especially to an 18 year old.

 

Yet my cheapest quote on a 1.1 Rover Metro worth £150 was only £350 cheaper!!

 

The value of the escort is £1000 for comparison.

 

£1,500 is good.

 

Im paying £2,500 :)

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My first year with my 1.4 was £1352.00 (Standard)

Second Year was £790 (Standard)

This years renewal £500 (All Mods Declared)

With the new planned engine £690.

It comes down mate, it'll be dear no matter what you have.

 

My mates first car was a 5a RS2000 his dad gave him and he was paying just over £3,500!

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wen i first past my test wen i was 17 i insurence my 1.6 16v escort 3 dr . with 18" on it for 1000 pound.

thn insurence my gti on my 18th bday for 950 pound

 

on my own insurence, now its nearly my 19th i got my renewaquote on the gti with rs engine in it for 700 pound

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wen i first past my test wen i was 17 i insurence my 1.6 16v escort 3 dr . with 18" on it for 1000 pound.

thn insurence my gti on my 18th bday for 950 pound

 

on my own insurence, now its nearly my 19th i got my renewaquote on the gti with rs engine in it for 700 pound

 

Jeses?? What?? What company?

Any reason why its that low??

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