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Insurance for 18 year old on 1.6 16V


Chicane16v

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Sickening how much of a difference post codes make to insurance.

 

I moved into a flat just before my renewal date, they originally wanted around £500 , fully comp + mods declared, until I told them I had moved into an M-post code. I was on the phone at the time and the guy went "oh, err... I'll ring you back". After a bit of work, managed to get it down to just under £1000.

 

And thats 24yrs old with 2yrs NCB.

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Is it more expensive now to be an 18 year old on your OWN policy than it was years ago. My first year was 1400 FC mods declared on a 1.4 with everything done to it,bodykit,17s,dual exhaust,huge spoiler and a scoop etc

 

And i paid it all and didnt get mummy or daddy to help me,maybe thats why i only pay 260 a year FC now on my volvo? cos ive had my own policies since day 1

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im 17 passed in november i drive a 1.4 escort £1000 on my dads policy

 

but im getting a renault master for work. 2.5D on works policy on 900 quid how does that work?? much bigger than the escort bigger engine. Prob more likely to be stole as it has all the tools in it.

 

 

Insurance is just a rip off if you ask me

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Ive jus had a quote through of confused by PD on my 1.6 finesse £540 tpft, me being an 18yr old, pass plus, no ncb, 1 small crash (claim was £400) standard car, or £1300 everything declared, exhaust, brake upgrade, ford body upgrades, £1300!! how cheap is that and im a mechanic, it went down a grand when i put my mum on my policy she has a clean record and max no claims so i guess that helped
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Jesus christ i gonna pee a few ppl of now lol!!!

 

1st car (17 yrs old ) 1.1 fiesta £408

 

2nd car ( still 17yrs old ) Mk1 fiesta super sport £435

 

3rd car mk2 cavalier calibre (18yrs old) £415

 

4th car My gti that i have now is wait for it!!! wait for it!!!!!! a massive £300 ( 24 yrs old )

 

 

all on my own issurance :roll: thats prob the cheapest ive seen so far lol

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