alex_mh Posted September 16, 2006 Share Posted September 16, 2006 right i bought an rs turbo last night and drove it home this morn with no insurance-stupid i know even though it was only 5 miles along sleepy welsh roads. came across and accident police were already there. but stopped me too for no tax, then found out i had no insurance! what are the consequences? iv been driving 3.5 years and got no points? surely they wont ban me? Link to comment Share on other sites More sharing options...
sutty2006 Posted September 16, 2006 Share Posted September 16, 2006 you're f*cked mate. They take it very seriously if you have no insurance. Sorry bout that but the consequences are too high to even bother risking it. Link to comment Share on other sites More sharing options...
PeeWee Posted September 16, 2006 Share Posted September 16, 2006 I think your pretty much b0lloxed mate im afraid Did they take the car off you, new laws state they can be confiscated then crushed in this situation Link to comment Share on other sites More sharing options...
mutley Posted September 16, 2006 Share Posted September 16, 2006 my brother got caught without insurnace (and this was a cockup by the insurance company and was sorted.. very long story) but he has got six points because of it.. so thats your minimum youll be getting Link to comment Share on other sites More sharing options...
sutty2006 Posted September 16, 2006 Share Posted September 16, 2006 At the end of the day, if you crashed into someone and had no insurance the other person is gonna have to claim which isnt really fair is it? If someone crashed into me and had no insurance id smash their legs to peices, nothing personall ment but ive seen it happen to friends and they've had so much stress over it etc Link to comment Share on other sites More sharing options...
Madmax Posted September 16, 2006 Share Posted September 16, 2006 Im afraid you got six points coming your way mate, and a pretty hefty fine aswell. My dad recently got shafted for this same offence. Link to comment Share on other sites More sharing options...
mikelskas Posted September 16, 2006 Share Posted September 16, 2006 If you were in England youd be fucked. Seeing as your in wales, they take it 10x more serious. My dad once got a letter saying: You were caught doing 32mph in a 30mph zone. Please be careful. etc etc... The welsh are very serious when it comes to traffic. Link to comment Share on other sites More sharing options...
2.0Si Posted September 16, 2006 Share Posted September 16, 2006 For the tax you can get up to a 93.00 fine depending on how out of date it was. Insurance is at LEAST 6 points and 180+ fine... You wont get banned for it, but it was still a risk not worth taking, takes 10 minutes to change my insurance over to another car... Link to comment Share on other sites More sharing options...
buggerlugs Posted September 16, 2006 Share Posted September 16, 2006 are you not covered with other policies third party only as long as you don't own the vehicle yourself, or do you have no other policies just a thought (the vehicle is still owned by the person you bought it from but you have his/her permission to drive it) Link to comment Share on other sites More sharing options...
gavmk6 Posted September 16, 2006 Share Posted September 16, 2006 One word fucked you wouldn't be the first to take that risk but at the end of the day was it really worth it now you'll be left with points and a hefty fine Link to comment Share on other sites More sharing options...
Woogie Posted September 17, 2006 Share Posted September 17, 2006 https://www.racdi.co.uk/sec/NewBooking.aspx simple as..... just isnt worth the risk... Link to comment Share on other sites More sharing options...
st4 Posted September 17, 2006 Share Posted September 17, 2006 Ive been done for the same offence because I hadn't declared my modifications and existing points for speeding. I went to court and got 4 points and 100 quid fine...oh and I live in Wales, the Police are harsh but the courts can be ok with you sometimes. But in my opinion it is NOT worth it! I am 19 and just got a quote on my GTi with my 10 points and the cheapest quote was 2,699 quid, the dearest was 3,977 and thats with a years no claims and Pass Plus, on a standard GTi! My first car was a GTi and I was only paying 970 quid with a clean licence! You've only your own stupidity to blame mate, as I've been told many times Link to comment Share on other sites More sharing options...
Ferret-Si Posted September 17, 2006 Share Posted September 17, 2006 6-12 points.....nice fat fine, possibley a ban, depends on the court.....harsh really Link to comment Share on other sites More sharing options...
Al Posted September 17, 2006 Share Posted September 17, 2006 Not much to add really, i think you've already got the message?You'll be banned and fined i guess. Link to comment Share on other sites More sharing options...
badboyclub Posted September 17, 2006 Share Posted September 17, 2006 no insurance is 6-9 points and a fine they might not do you for the tax but if they do all they can do is charge you the back tax Link to comment Share on other sites More sharing options...
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