LiamGTR Posted February 10, 2010 Share Posted February 10, 2010 I've found that if I swap my car to a 1.8 Si my insurance goes down £200 instantly then another £500 in april when I get 1 NCB if I go with Bell Insurance AND it's SDPC and Business Use (Any named Driver) - that's what made it come down so much. But i'm currently with Endsleigh Car Insurance... is there anything I can do? Be gentle.... Link to comment Share on other sites More sharing options...
trickydicky Posted February 10, 2010 Share Posted February 10, 2010 Phone bell and ask! Probably the best way mate. Link to comment Share on other sites More sharing options...
LiamGTR Posted February 10, 2010 Author Share Posted February 10, 2010 At 21:35 I don't think anyone will be on the other end lol i'll try that in the morning mate, thanks Link to comment Share on other sites More sharing options...
dutchkev Posted February 10, 2010 Share Posted February 10, 2010 you can cancel anytime you want fella, iirc you give 30 days notice in writing and then your free - if you take out another policy with another company you'll have to pay the deposit and start the policy from new - so you'll have to wait another 12 months for your years NCB i did this when i was with eCar insurance, was 6 months into the policy and found a cheaper quote, so i cancled the policy and started again. its just a pig when your further into the exsisting policy and are so close to your NCB Link to comment Share on other sites More sharing options...
JC Posted February 10, 2010 Share Posted February 10, 2010 Endsleigh will rape you. Link to comment Share on other sites More sharing options...
LiamGTR Posted February 10, 2010 Author Share Posted February 10, 2010 I'm only 1 more £37 payment away from a yeas NCB (March payment, then get my 1 NCB in April!) so it's not really worth cancelling I guess, but then I dunno if the car will be available in april. Thanks for the info and what do you mean Lordjc? They will rape me on insuranc or for cancelling ? Link to comment Share on other sites More sharing options...
JC Posted February 10, 2010 Share Posted February 10, 2010 I'm only 1 more £37 payment away from a yeas NCB (March payment, then get my 1 NCB in April!) so it's not really worth cancelling I guess, but then I dunno if the car will be available in april. Thanks for the info and what do you mean Lordjc? They will rape me on insuranc or for cancelling ? Not worth it then mate get that 1 year! see my Sig! make sure then send you proof of NCB as they didn't for me, and other companies need it Link to comment Share on other sites More sharing options...
LiamGTR Posted February 10, 2010 Author Share Posted February 10, 2010 (edited) I'm only 1 more £37 payment away from a yeas NCB (March payment, then get my 1 NCB in April!) so it's not really worth cancelling I guess, but then I dunno if the car will be available in april. Thanks for the info and what do you mean Lordjc? They will rape me on insuranc or for cancelling ? Not worth it then mate get that 1 year! see my Sig! make sure then send you proof of NCB as they didn't for me, and other companies need itLearn a new thing everyday I thought a NCB just went onto your driving licence on the DVLA or something and insurers access it via that ... Will make sure to chase them up about it when the time comes, thanks for the head up Edited February 10, 2010 by LiamGTR Link to comment Share on other sites More sharing options...
mykez69 Posted February 11, 2010 Share Posted February 11, 2010 Nice bit of info there John. Never knew you needed proof either of NCB Link to comment Share on other sites More sharing options...
trickydicky Posted February 11, 2010 Share Posted February 11, 2010 Yep you need a document, after getting insurance out they ask you to send them the document of NCB or they charge you for having none. Link to comment Share on other sites More sharing options...
Trig Posted February 11, 2010 Share Posted February 11, 2010 Your NCB proof can either be a NCB certificate or the renewal letter that they send as that states your NCB entitlement Link to comment Share on other sites More sharing options...
meekstaaa Posted February 16, 2010 Share Posted February 16, 2010 buy the car now, store it until your renewal and use then? only do that if the car is a bargain, clean and definately worth it. Link to comment Share on other sites More sharing options...
LiamGTR Posted February 17, 2010 Author Share Posted February 17, 2010 Or if you have the money, which I don't Link to comment Share on other sites More sharing options...
JC Posted February 17, 2010 Share Posted February 17, 2010 I'm only 1 more £37 payment away from a yeas NCB (March payment, then get my 1 NCB in April!) so it's not really worth cancelling I guess, but then I dunno if the car will be available in april. Thanks for the info and what do you mean Lordjc? They will rape me on insuranc or for cancelling ? Not worth it then mate get that 1 year! see my Sig! make sure then send you proof of NCB as they didn't for me, and other companies need itLearn a new thing everyday I thought a NCB just went onto your driving licence on the DVLA or something and insurers access it via that ... Will make sure to chase them up about it when the time comes, thanks for the head up Nice bit of info there John. Never knew you needed proof either of NCB Most companies will have it on the renewal quote, and if you renew with the same company they wont need it. I mentioned it here as the documentation that endesleigh give in general is shocking, but it nearly caused problems when they didn't send anything showing the NCB, so had to call them and get them to write to me to confirm it in writing. That's one thing I like about chris Knotts they actually print the NCB on the renewal quote and send it out a month before renewal - how it should be done :-) Link to comment Share on other sites More sharing options...
ScORTED Posted February 17, 2010 Share Posted February 17, 2010 most insurance companies don't actually send out certificates of it without you asking as most companies will just check with the ncb issuer as htere is no central database there are a few simple ways of faking NCB, I haven't and wouldn't but really there should a central database Link to comment Share on other sites More sharing options...
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