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Insurance for the younger driver.


CP Escort

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Not too impressed with Adrian flux much the same as the rest,

Anyway, I eventually I got through to direct-line, When I say that, I mean fighting off all the pakkis eventually talking to someone who is from the uk!

I said I wanted to make a complaint and got fired staight to an English speaking office and gave them my "sob story" and told them I didn't like being hung up on and they should't treat people like that.

Surprisingly he agreed and knocked 5% off as a "sorry" gesture so Im now 2nd driver and very happy with my £1250 overall!

Think I am going to pocket the change and buy some nice alloys....

Thanks for all your help,

CP. :cheers:

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Hi there, this probably won't make a great deal of difference but my first car at 17 was 1.6 ghia. I went through tesco at 850 quid. They put the price up on mine a bit just because it was a ghia ( for some stupid reason).

 

I am still with tesco now but I've payed 1180 this last year, because I was broken into-and got three points whithin my first year.

 

I suggest you give them a try for your first year, but certainly don't renew with them.

 

I'm, going for adrian flux or admiral/bell as they have quoted between 550 and 650 for this year.

(it might be woth trying those too)

 

:cheers:

 

(sorry ignore that, I've just read the part where you've got a price lol, sowwy :unsure: )

Edited by ky_gti
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Best i have been quoted so far is about £2800 ;( if only i was female it would be cheaper :( but im determined for this 1.8si to be my first car so might aswell break the bank :D thats with eCar.

 

 

cant believe anyone would spend that much just on insurance each year,thats 3 escort GTi's you are throwing away each year in money just to drive your Si,

Edited by 1pukkadeal
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I have to say, I would definatley save that and just not drive for two years. Save the money and put it towards an st170. Get yourself on your parents car. Or just buy a 1.1 fiesta. you only need to do speed limits after all. Cant afford to get points! my 1.6 escort was 800 when I was 18.

 

On another note though. Cant you get insurance where you only pay for when you use it? Dont use it much and it will be cheaper.

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I remember with my second escort i wanted to put Rs Skirts and Spats on it - when i phoned my insurance company they said that as it looked an Rs they had to charge me to insure it as an Rs! I was raging to say the least and didnt bother!
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I have to say, I would definatley save that and just not drive for two years. Save the money and put it towards an st170. Get yourself on your parents car. Or just buy a 1.1 fiesta. you only need to do speed limits after all. Cant afford to get points! my 1.6 escort was 800 when I was 18.

 

On another note though. Cant you get insurance where you only pay for when you use it? Dont use it much and it will be cheaper.

 

That would be considerably Cheaper but, If I have to drive 30miles to get my shopping with a shi* bus company (They call themselves "Zet-trans" enough said!) Not really an option for me I am afraid.

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I have had the car since I was 16 and have undone every nut, bolt,screw (ect) and replaced them with stainless steel ones (costing me alot of money!)

 

I even spend money on 98ron fuel and facy oil. (costing me even more Money!!!!).

 

If that is every nut and bolt and screw i wouldn't insure you at all...

 

You are just wasting money using 98ron fuel

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PSML at people paying 2.4k to insure a 1.6!!! You could prob buy 6 base escorts for that price! :roll:

 

I paid £800 at 17! 0 ncb! That was in my own name! (was £1050.xxp but I added my dad as a named driver and they knocked £250 off it! Added the chick as a learner for £16)

Edited by Auto Scorty
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