EscortxEmma Posted January 27, 2009 Share Posted January 27, 2009 Can any1 recommend an Insurance Company that does not charge ridiculous amounts for modifications - bodykit etc etc is there an insurace company that doesnt charge any extra for modifications? im up for renewal in march! Also went on compare the market. com and looked at the difference between just me being on the policy and if i add my dad as an additional driver and they seemed to go down about £100 or so, whys that?? Link to comment Share on other sites More sharing options...
KNITERIDER Posted January 27, 2009 Share Posted January 27, 2009 ask gonzo0 who he's insured with as they only put the price up for bhp mods and not cosmetic so induction kits and exhausts are the only thing that put it up unless there is other stuff and your dad is older and has more driving experiance, so they consider that he will be driving it some of the time and there for is less risk Link to comment Share on other sites More sharing options...
EscortxEmma Posted January 27, 2009 Author Share Posted January 27, 2009 ask gonzo0 who he's insured with as they only put the price up for bhp mods and not cosmetic so induction kits and exhausts are the only thing that put it up unless there is other stuff and your dad is older and has more driving experiance, so they consider that he will be driving it some of the time and there for is less risk Even though hes just an additional driver and will prob never drive it lol good 4 me tho Link to comment Share on other sites More sharing options...
reaper tw4 Posted January 27, 2009 Share Posted January 27, 2009 (edited) ask gonzo0 who he's insured with as they only put the price up for bhp mods and not cosmetic so induction kits and exhausts are the only thing that put it up unless there is other stuff and your dad is older and has more driving experiance, so they consider that he will be driving it some of the time and there for is less risk Even though hes just an additional driver and will prob never drive it lol good 4 me tho my dads got on my insurance got 9+ no claims but he doesnt drive my car only use him for the no claims lol but help with paying a lot less and hunt around first cos i was payin 500 a month on mine now onli paying 85 Edited January 27, 2009 by reaper tw4 Link to comment Share on other sites More sharing options...
EscortxEmma Posted January 27, 2009 Author Share Posted January 27, 2009 500 a month? lol Link to comment Share on other sites More sharing options...
Matt86 Posted January 27, 2009 Share Posted January 27, 2009 500 a month? I hadly believe that unless you have a jet engined Escort? Link to comment Share on other sites More sharing options...
ChrisKnottIns Posted January 27, 2009 Share Posted January 27, 2009 Give us a try! Link to comment Share on other sites More sharing options...
reaper tw4 Posted January 27, 2009 Share Posted January 27, 2009 500 a month? I hadly believe that unless you have a jet engined Escort? that was widout usin dads no claim n I'm 19 driving1.8 that could b y Link to comment Share on other sites More sharing options...
KNITERIDER Posted January 27, 2009 Share Posted January 27, 2009 so you were paying £6000 a year? im 19 with no no-claims and i can insure two mitsi evo's for that!!! Link to comment Share on other sites More sharing options...
Gonzo0 Posted January 27, 2009 Share Posted January 27, 2009 With Quinn Direct they only chrage extra for performance mods. The amount they add on for each performance mods depends on your policy. With everysingle mod declared (excluding decat lol) they added an extra £180 Thats brakes, exhaust, air filter and suspension (springs and strut brace) Link to comment Share on other sites More sharing options...
KNITERIDER Posted January 27, 2009 Share Posted January 27, 2009 With Quinn Direct they only chrage extra for performance mods. The amount they add on for each performance mods depends on your policy. With everysingle mod declared (excluding decat lol) they added an extra £180 Thats brakes, exhaust, air filter and suspension (springs and strut brace) ouchie, didnt realise it cost that much, so yours went up by £720 ontop of your policy? Link to comment Share on other sites More sharing options...
Gonzo0 Posted January 27, 2009 Share Posted January 27, 2009 no thats an extra £180 a year. I dont pay monthly, just a one off payment. Link to comment Share on other sites More sharing options...
KNITERIDER Posted January 27, 2009 Share Posted January 27, 2009 ahhh i got ya thought thats what you said the other day, then misread that and i thought you meant PER MOD lol Link to comment Share on other sites More sharing options...
caled Posted January 27, 2009 Share Posted January 27, 2009 I wish my insurance was 500 a year. Bloody manchester post code. Link to comment Share on other sites More sharing options...
Andy 3i Posted January 28, 2009 Share Posted January 28, 2009 Just got a quote from quinn direct with all mods declared, £1072.25 with 2yrs ncb on a 1.4!! Link to comment Share on other sites More sharing options...
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