LiamGTR Posted April 26, 2010 Share Posted April 26, 2010 Insurance companys really will do ANYTHING to make you pay through the Fcuking roof! Just found out if you don't insure a car for 2 years you lose ALL your NCB!? Link to comment Share on other sites More sharing options...
shawdreamer Posted April 26, 2010 Share Posted April 26, 2010 Insurance companys really will do ANYTHING to make you pay through the Fcuking roof! Just found out if you don't insure a car for 2 years you lose ALL your NCB!? makes sense to me? technically you havnt drove a vehicle in 2yrs so therefore your "out of practise" and may not be sufficeintly knowledgable with updated road laws. If you got on the back of a motorbike or in the passenger seat of a car and the driver suddenly said "I havnt drove in 2yrs"...... wouldnt it make you a tad uneasy? Link to comment Share on other sites More sharing options...
bloke Posted April 27, 2010 Share Posted April 27, 2010 Insurance companys really will do ANYTHING to make you pay through the Fcuking roof! Just found out if you don't insure a car for 2 years you lose ALL your NCB!? Some companies say 18 monthS wont mention tescos OOPS! Link to comment Share on other sites More sharing options...
smithyandco Posted April 27, 2010 Share Posted April 27, 2010 Does this include being a named driver? Ie: staying a named driver on a car for 2 years = Lost NCB Link to comment Share on other sites More sharing options...
bloke Posted April 27, 2010 Share Posted April 27, 2010 Does this include being a named driver? Ie: staying a named driver on a car for 2 years = Lost NCBIm not sure but being a named driver on someone elses policy doesnt earn you any NCB unless it been agreed with the company providing the policy QUE SOMEONE TO PROVE ME WRONG Link to comment Share on other sites More sharing options...
smithyandco Posted April 27, 2010 Share Posted April 27, 2010 (edited) Im not sure but being a named driver on someone elses policy doesnt earn you any NCB unless it been agreed with the company providing the policy QUE SOMEONE TO PROVE ME WRONGI know our current insurer doesn't allow named drivers to earn no claims... I'm only worried about loosing what I've already earned Edited April 27, 2010 by smithyandco Link to comment Share on other sites More sharing options...
bloke Posted April 27, 2010 Share Posted April 27, 2010 Do you think its been 2yrs already???? might be worth giving them a bell Link to comment Share on other sites More sharing options...
LiamGTR Posted April 27, 2010 Author Share Posted April 27, 2010 I would sya so as the rule is having insurance in YOUR NAME and if you are just a named driver, it is not in your name Link to comment Share on other sites More sharing options...
smithyandco Posted April 27, 2010 Share Posted April 27, 2010 Do you think its been 2yrs already???? might be worth giving them a bellNo, about 3 or so months. I would sya so as the rule is having insurance in YOUR NAME and if you are just a named driver, it is not in your nameI hope not... I worked hard not to crash for 2years to build up my NCB!!! Link to comment Share on other sites More sharing options...
KNITERIDER Posted April 28, 2010 Share Posted April 28, 2010 from what insurance have told me in the past, its 2.5 years and you have to be the policy holder. Link to comment Share on other sites More sharing options...
geordie_aaron Posted June 13, 2010 Share Posted June 13, 2010 different companies have different opinions on this - i used to work for more than and there's was 3 years and at the time directline were doing 5 years iirc Link to comment Share on other sites More sharing options...
Jordan99940 Posted June 14, 2010 Share Posted June 14, 2010 With Protected No Claims Bonus how do you go about earning this i.e. do you have to pay extra to protect them or what ? Link to comment Share on other sites More sharing options...
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