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What you get when you come round a corner to see a 20t lorry in the ro


John Boy

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This happened on friday morning, going to work as usual coming round a bend, doing roughly 40 - 50mph, when I see half the lorry still on my side of the road pulling out of a petrol station, I braked locked up and ploghed into the wheels of the lorry, must have glanced the petrol tank looking at the photos. Happened about 1/2 a mile from my house so my dad came up and took some pictures, got taken to hospital on a spinal board, but could move ok.

 

Car looks like a write off.

 

http://i111.photobucket.com/albums/n145/co...01092006004.jpg

 

http://i111.photobucket.com/albums/n145/co...01092006003.jpg

 

http://i111.photobucket.com/albums/n145/co...01092006002.jpg

 

http://i111.photobucket.com/albums/n145/co...01092006001.jpg

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OUCH, that looks bad, glad your ok

 

John, its the lorry who is held liable for the accident, its stated here that anyone pulling out of a minor road into the path of another vehicle is held at fault.

 

this lorry was pulling out of a minor road onto a main road causing you to slam into them, hes at fault mate :thumb:

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the lorry must have pulled out BEFORE you came round the corner though? ?(

 

True Lee, but some insurance still class it as being the HGV's fault, but depending on where the truck was at the time, it could be classed as a dispute. but its more likley to be the HGV held liable

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Guest gti.tom

Err, from my point of view, the driver of the escort is at fault, the lorry would have already been in the road and the escort driver was travelling too fast around the corner.

 

I could be very technical and waffle on about limit points on corners etc etc.

 

But basically the escort driver should have been travelling at a speed suitable for the road and allowing him to stop. In this incident that was obviously not the case.

 

Put yourselves in the lorry drivers position..........................................

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Err, from my point of view, the driver of the escort is at fault, the lorry would have already been in the road and the escort driver was travelling too fast around the corner.

 

I could be very technical and waffle on about limit points on corners etc etc.

 

But basically the escort driver should have been travelling at a speed suitable for the road and allowing him to stop. In this incident that was obviously not the case.

 

Put yourselves in the lorry drivers position..........................................

 

touché tom :thumb: respect what your saying, you are right about driving at a suitable speed, but, the police may say different by judging tyre tracks on road etc, but insurance dont see what happened, so they judge it by "truch was pulling out of a junction across the path of our insured vehicle (escort) :thumb:

 

 

edit: Truck* was pulling out of a junction across the path of our insured (the escort) therefore causing a collision between the 2 vehicles, insurance dont ask what speed they were doing etc so they cant guess who is liable, so..... Johns insurance will say, no addmittance because he was just driving along when a truck pulled across the path of him (even though as lee said... the truck could already have been out) whereas the truck driver's fleet insurance could say "our insured was already mid-exiting a junction when a third party car came around a bend broke heavily and was unable to stop causing them to collide into our HGV"

 

see what i mean? :thumb:

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Did the escort hit the side or rear of the truck

 

If thats the case that the truck is at fault then how would it be possible for the truck to exit onto the road theres no way he can see whats round the bend he can only travel at a certain speed due to the size of it

Edited by DAVE W
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Did the escort hit the side or rear of the truck

 

If thats the case that the truck is at fault then how would it be possible for the truck to exit onto the road theres no way he can see whats round the bend he can only travel at a certain speed due to the size of it

 

exactly, which is why i said it could also be classed as a dispute:-

 

John, was this a LWB HGV or a SWB??? how far was the Trailor out on the road? if it was more In the junction than out, the truck is more likley to accept liability, if it was more on the road as pulling out, your going to be held at fault.

 

 

SOrry about this....... last one... looking at the pic of the lorry john, he was more like a 3 1/4 across the road when you have hit him.... was he turning right??? judging by the pics (as i look at crash pics all bloody day :rolleyes: ) you more likley to be held at fault for this unfortunetley

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Did the escort hit the side or rear of the truck

 

If thats the case that the truck is at fault then how would it be possible for the truck to exit onto the road theres no way he can see whats round the bend he can only travel at a certain speed due to the size of it

 

exactly, which is why i said it could also be classed as a dispute:-

 

John, was this a LWB HGV or a SWB??? how far was the Trailor out on the road? if it was more In the junction than out, the truck is more likley to accept liability, if it was more on the road as pulling out, your going to be held at fault.

 

HGV picture is above

 

{2F2F}ESCORT{2F2F} what exacally do you do at your work thought you only gave people quotes on the phone ?? your not a assesor are you?

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dave im a claims advisor, i take claims and look at the pictures of the incidents to see who is to declare liability, i take claims and discuss with the insured what happened and how they would picture the incident etc... discuss liability and then get there car booked in for repair, also i organise the courtesy cars too :thumb:

 

ive never just done quotes lol what gave you that idea.

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