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Insurance Dilema! Cant get insured on a modified car at 17...


Escort_Kid

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Kid, those people saying dont tell them, ignore that advice, if you did crash and you didnt declare it, you would be well and truly shafted, its not worth it.

 

ive had 2 claims they just send local engineers round they look at the damage and bugger off my car is far from standerd and they havnt said a thing luck of the draw people say but to be onsit i dont think they care

 

You are seriously lucky.

 

Hopefully, when the police stop you, theyll phone your insurance company and check they know about you mods. Result. Your insurance gets cancelled.

 

You have an accident, the police seize your vehicle. Result. You get completely done over in court.

 

Why the hell should I have to pay more for my mods etc and you think you're different to the rest?

 

Idiot.

 

wow real mature i bet there are prob 1 or 2 mods on your car that your insurance doesnt no about ;)

 

 

at the end of the day escortkid asked for options and he got some if other people dont like them o well and me not declaring my mods doesnt affect anyone it will only effect me so whats the prob????

 

Well if your insurance is invalid and you are responsible for a crash, the third party wont get anything either... and that could be one of us! You going to prison doesn't pay for replacement cars and medical bills fella.

 

ill jst change everyitng back to the way it was simple

 

 

Nope. All my mods are declared and paid for.

 

And if you run over somebodies mother, they sue, insurance company will simply say, "We're not covering you", and then you'll end up paying out of your own pocket. These days run over people tend to sue for £50,000 plus. Enjoy.

 

How you putting it back to standard when the car is in a police pound being checked for roadworthiness and when the police at the scene has written the mods in his report book. Oh, incase you didnt know, that's the report book your insurance company get a copy of.

 

You are a clown.

 

and your a cock :thumb: like i said its my choice and ill tke the consiqences

 

kid try quin direct they are usually very gd for yonge drivers

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Guest gti.tom

You just don't understand do you.

 

It's not you taking the fckuing consequences.

 

If you run over a little girl and put her in a wheelchair for life, then ITS HER taking the consequences, BECAUSE she won't get any compensation etc BECAUSE you were driving WITH INVALID INSURANCE.

 

I look forward to meeting you on the road. :innocent:

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You just don't understand do you.

 

It's not you taking the fckuing consequences.

 

If you run over a little girl and put her in a wheelchair for life, then ITS HER taking the consequences, BECAUSE she won't get any compensation etc BECAUSE you were driving WITH INVALID INSURANCE.

 

I look forward to meeting you on the road. :innocent:

 

be my guest ;)

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You just don't understand do you.

 

It's not you taking the fckuing consequences.

 

If you run over a little girl and put her in a wheelchair for life, then ITS HER taking the consequences, BECAUSE she won't get any compensation etc BECAUSE you were driving WITH INVALID INSURANCE.

 

I look forward to meeting you on the road. :innocent:

 

be my guest ;)

Tom FTW!!!

 

Quickshift, if you think that only you would suffer because of having invalid insurance, you are a very deluded young man, and no doubt it will cause you problems in the relatively near future.

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im insured through a broker called 1st quote insurance.

i rung up today and declared my 17" alloy wheels, and my exhaust.

they said the wheels dont affect the price, but my cat-back exhaust puts my insurance up £5 a month.

i havent bothered to declare anything else, gti interior, white clocks, gti steering wheel, etc, as they are all standard ford parts, and i dont see the point, as they wont know if they came on the car or not

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Guest gti.tom
im insured through a broker called 1st quote insurance.

i rung up today and declared my 17" alloy wheels, and my exhaust.

they said the wheels dont affect the price, but my cat-back exhaust puts my insurance up £5 a month.

i havent bothered to declare anything else, gti interior, white clocks, gti steering wheel, etc, as they are all standard ford parts, and i dont see the point, as they wont know if they came on the car or not

 

Errr. Yes they will. They weren't 'optional extras' available from Ford.

 

I can't be bothered to explain the importance of declaring mods.

 

Some members on here really are clowns, and will one day learn. :cheers:

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